Complaint: I received notice in today's mail that the existing low FIXED RATE on my Union Plus Credit card - is being changed to a variable extremely high VARIABLE RATE. I have never been late with a payment; and have not reached the credit limit. Further, I have only had the card for a few months - which makes me believe that this switch and bait tactic was planned all along! DONT' GET A CARD WITH UNION PLUS....Its a rip-off!

Complaint: Like another complainant on this page I received notice from Union Plus that they were going to raise my rate to 23.99%. I had not paid late and had recently received a low promotional rate of 3.99% for any charges made in October 2008. I sent the customary letter letting the company know I wanted to close my account and would pay off my balance at the promotional rate (luckily for me I kept it low). Today I logged on to make an online payment - low and behold like others because of the holiday and weekends there is no way I can pay my card without it being on! e day late. Not wanting that on my credit report of course - I opted to make a rush payment, which carries a fee of $10 that they want to charge to my account - no offer to allow me to charge it to my payment account. You know what this means - they not only will charge me the $10, they will now charge me $35 for being overdraft since I closed my account, which in return will raise my promotional rate to the 23.99% balance. I take this as their way of showing me who's boss - either I accept their terms or they will find a way to force them on me. Please stay away from this creditor!!

Complaint: Union Plus is criminal card dealer giving out personal information to third partys and adding bonus checks to my account without my authorization which I never redered. The third part is Trilegiant membership for services and their ten dollar check which I never recieved or signed. I am In processed taken legal action. Stop all Union Plus Credit Cards nationwide.

Complaint: This used to be one of the best cards with great rates. I had some great deals from them - low interest rates until paid in full. They tried to change that a couple months ago. I called them and told them they had agreed on the low rate till paid off - all my payments are on time, my credit is great, and I pay more than the minimum. This month I got a letter that they were reducing my credit limit by over $10,000. The reasons they gave were bogus. I een checked my credit report. I told them if they could not give me back my limit to close the account--and they closed it. I just don't get it - are t! hey so strapped for money they mess over their good customers??? Is that anyway to keep customers?? This card went from the only credit card I trusted, to a company I would never recommend to anyone. After reading the other complaints, something happened in the last year or two. This credit card and their service has gone down the toilet.